A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don’t usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need. It can serve as your solution for managing your travel costs and wedding expenses as well as the expenses of a medical emergency, home renovation, debt consolidation and others.

Businesses require an adequate amount of capital to fund startup expenses or pay for expansions. As such, companies take out business loans to gain the financial assistance they need. A business loan is debt that the company is obligated to repay according to the loan’s terms and conditions. Small Business Administration, before approaching a lender for a loan, it is imperative for the business owners to understand how loans work and what the lender will want to see from the owner.

Planning to renovate your home, but the shortage of funds is bothering you? We, at Viva Capital, are there to assist you with home improvement loan services so that shortage of funds cannot stop you from improving your home the way you want it. Based at Delhi, we are counted among the dependable financiers in India. Our services mark features like faster processing, least hassles in the documentation works, competitive interest rates, and many others.

We are a Delhi based company, offering overdraft loan services to the clients engaged in different occupations and economic activities. We have been working in the finance sector with a complete range of financial services, and overdraft loan facility is one among such services. We are acclaimed for our professional dealings and a disciplined approach to serve the clients with the best financial services. The clients can obtain overdraft loan facility from us competitive terms and lucrative charges.

Viva Capital is one of the pioneering names in the domain of private sector financing, operating from Delhi, which offers home loan services to fulfill dreams of those who want a space of their own for a comfortable living with togetherness. We bring forth home loan facility with loaded features and benefits for the homebuyers. Whether it’s about competitive of the home loan interest rate or the flexibility of loan EMI prepayment, our services provide peace of mind to the borrowers.   HOME LOAN - Let's simplify how this will go about and what are the steps. The first step involved in the process is to find your property, which is followed by the verification of property documents, post that the documents are examined. Simultaneously, you can start searching for the lender who can offer the best home loan deal after checking your eligibility criteria. Know the Home Loan Eligibility: Banks offer the loan amount based on your monthly income and the value of the property. They will give you max amount in which your EMI of home loan and others loans is 50-60% of your income. Other factor is value of that property.Documents required in Home Loan. Generally, the documents required to process your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:     Income     Age Proof     Address Proof     Income Proof of the applicant & co-applicant     Last 6 months bank A/C statement     Passport size photograph of the applicant & co-applicant

When it comes to getting a loan against the property, then our services are praised for the faster processing, easy documentation, and overall ease of loan procurement. As India’s pioneering financial company, we provide loan against property services at the easier terms and with the promise of the best value for the property. We are known for our professionalism and timeliness in handling the various processes related to loan against property. Based in Delhi, we maintain transparency and there are no hidden terms or charges for our services.   While searching for a loan against property, the first question that comes to mind is how much I can get "Kitna Milega?" The answer to the question of "Kitna Milega" is calculated on the basis of a) the percentage of property value that you own and b) how much income you have left after paying other EMIs that you can use for repaying this new loan. So you can get Loan against property up to a certain percentage of the value of the property and your Net Income. A limiting factor for being available for loan against property is Maximum Age. For salaried employees, the maximum age to be eligible is 60 years and for self employed individuals; the maximum age is 70 years. Loan Against Property can be taken for following purposes: Expanding your business Get your child married Send your child for higher studies Fund your dream vacation Fund Medical Treatments Characteristics of a Loan against Property   Cheaper than Personal Loans: It works out to be much cheaper than a personal loan, which is usually issued at interest rates in the region of 16% - 21%. Longer Loan Tenure: The tenure for a Loan against Property is usually longer than that for a personal loan. Generally, LAP is given for a maximum tenure of 10 years. Lower EMI: Since the rate of interest is lower, many times, LAP Equated Monthly Installments (EMI) turn out to be cheaper than those under personal loans. Simple documentation and Fast Approvals: LAP being a secured Loan has comparatively faster approvals and minimal documentation

A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don’t usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need. It can serve as your solution for managing your travel costs and wedding expenses as well as the expenses of a medical emergency, home renovation, debt consolidation and others.

Businesses require an adequate amount of capital to fund startup expenses or pay for expansions. As such, companies take out business loans to gain the financial assistance they need. A business loan is debt that the company is obligated to repay according to the loan’s terms and conditions. Small Business Administration, before approaching a lender for a loan, it is imperative for the business owners to understand how loans work and what the lender will want to see from the owner.

Planning to renovate your home, but the shortage of funds is bothering you? We, at Viva Capital, are there to assist you with home improvement loan services so that shortage of funds cannot stop you from improving your home the way you want it. Based at Delhi, we are counted among the dependable financiers in India. Our services mark features like faster processing, least hassles in the documentation works, competitive interest rates, and many others.

We are a Delhi based company, offering overdraft loan services to the clients engaged in different occupations and economic activities. We have been working in the finance sector with a complete range of financial services, and overdraft loan facility is one among such services. We are acclaimed for our professional dealings and a disciplined approach to serve the clients with the best financial services. The clients can obtain overdraft loan facility from us competitive terms and lucrative charges.

Viva Capital is one of the pioneering names in the domain of private sector financing, operating from Delhi, which offers home loan services to fulfill dreams of those who want a space of their own for a comfortable living with togetherness. We bring forth home loan facility with loaded features and benefits for the homebuyers. Whether it’s about competitive of the home loan interest rate or the flexibility of loan EMI prepayment, our services provide peace of mind to the borrowers.   HOME LOAN - Let's simplify how this will go about and what are the steps. The first step involved in the process is to find your property, which is followed by the verification of property documents, post that the documents are examined. Simultaneously, you can start searching for the lender who can offer the best home loan deal after checking your eligibility criteria. Know the Home Loan Eligibility: Banks offer the loan amount based on your monthly income and the value of the property. They will give you max amount in which your EMI of home loan and others loans is 50-60% of your income. Other factor is value of that property.Documents required in Home Loan. Generally, the documents required to process your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:     Income     Age Proof     Address Proof     Income Proof of the applicant & co-applicant     Last 6 months bank A/C statement     Passport size photograph of the applicant & co-applicant

When it comes to getting a loan against the property, then our services are praised for the faster processing, easy documentation, and overall ease of loan procurement. As India’s pioneering financial company, we provide loan against property services at the easier terms and with the promise of the best value for the property. We are known for our professionalism and timeliness in handling the various processes related to loan against property. Based in Delhi, we maintain transparency and there are no hidden terms or charges for our services.   While searching for a loan against property, the first question that comes to mind is how much I can get "Kitna Milega?" The answer to the question of "Kitna Milega" is calculated on the basis of a) the percentage of property value that you own and b) how much income you have left after paying other EMIs that you can use for repaying this new loan. So you can get Loan against property up to a certain percentage of the value of the property and your Net Income. A limiting factor for being available for loan against property is Maximum Age. For salaried employees, the maximum age to be eligible is 60 years and for self employed individuals; the maximum age is 70 years. Loan Against Property can be taken for following purposes: Expanding your business Get your child married Send your child for higher studies Fund your dream vacation Fund Medical Treatments Characteristics of a Loan against Property   Cheaper than Personal Loans: It works out to be much cheaper than a personal loan, which is usually issued at interest rates in the region of 16% - 21%. Longer Loan Tenure: The tenure for a Loan against Property is usually longer than that for a personal loan. Generally, LAP is given for a maximum tenure of 10 years. Lower EMI: Since the rate of interest is lower, many times, LAP Equated Monthly Installments (EMI) turn out to be cheaper than those under personal loans. Simple documentation and Fast Approvals: LAP being a secured Loan has comparatively faster approvals and minimal documentation