Travelling is always an experience, be it business travelling or leisure travelling. It creates memories for a lifetime and you look forward to more holidays and successful business trips, in and around the country.But, as any other event of life, there are risks involved with travel too. There are possibilities of unforeseen circumstances involved with travel, especially when you are in foreign lands and using public facilities. Such unforeseen circumstances and the effects are covered under Travel Insurance. It is an insurance product specifically designed to cover the costs and losses of unexpected events encountered while travelling. This insurance is usually meant to reduce the risk and damages incurred during unfortunate incidents associated with travel. The basic purpose of travel insurance is to cover trip cancellation, lost luggage, flight accidents, travel injuries and sometimes other medical expenses faced while travelling. A travel insurance is must for people travelling domestically or internationally, to safeguard any unwanted expenditure and losses during the travel, to make travel a pleasant and happy experience, each time. Here are simple ways in which a travel insurance works and comes to your rescue:It works if you need to cancel a trip in unforeseen circumstances, you do not lose all your booking money.It works if you lose your luggage while travelling. Basic necessities of travelling are provided.It works if you get sick during a trip, by providing immediate medical help.It works in case of delayed flights by providing you resting place and meals.It works in case if you have lost your passport, to provide immediate assistance.It works if you encounter a natural or man-made disaster in any other city. You are provided help to reach home safely.It works in case you are travelling to some specific countries. You cannot travel to these foreign land without a travel insurance.