Low Interest Personal Loan. Zero Foreclosure Charges. No Paperwork. Upto ₹5 Lacs & 24 EMIs. Paperless Personal Loan at Low Interest, Zero Foreclosure Charges, & upto ₹5 Lacs @24 EMIs. Low Interest rates. FIBE, earlier known as EarlySalary, offers personal loans at interest rates starting from 16% p.a. Prospective borrowers can avail EarlySalary Personal Loan for loan amount of up to Rs 5 lakh and repayment tenures of up to 3 years. EarlySalary also offers instant approvals and quick disbursals on personal loans.