Home Loan Services

Viva Capital is one of the pioneering names in the domain of private sector financing, operating from Delhi, which offers home loan services to fulfill dreams of those who want a space of their own for a comfortable living with togetherness. We bring forth home loan facility with loaded features and benefits for the homebuyers. Whether it’s about competitive of the home loan interest rate or the flexibility of loan EMI prepayment, our services provide peace of mind to the borrowers.

HOME LOAN - Let's simplify how this will go about and what are the steps.
The first step involved in the process is to find your property, which is followed by the verification of property documents, post that the documents are examined. Simultaneously, you can start searching for the lender who can offer the best home loan deal after checking your eligibility criteria.
Know the Home Loan Eligibility: Banks offer the loan amount based on your monthly income and the value of the property. They will give you max amount in which your EMI of home loan and others loans is 50-60% of your income. Other factor is value of that property.Documents required in Home Loan.
Generally, the documents required to process your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:

•     Income
•     Age Proof
•     Address Proof
•     Income Proof of the applicant & co-applicant
•     Last 6 months bank A/C statement
•     Passport size photograph of the applicant & co-applicant