Packing credit to exporters
Types of Export Credit: (1) Pre-shipment Export Credit Packing Credit (RPCPCFC), (2) Post-shipment Export Credit – both in Foreign Currency (FCY) and Rupees.
Pre-shipment Packing Credit also known as 'Packing credit' is a loan advance granted to an exporter for financing the purchase, processing, manufacturing or packing of goods prior to shipment. Packing credit can also be extended as working capital assistance to meet expenses such as wages, utility payments, travel expenses etc; to companies engaged in export or services. Packing credit is sanctionedgranted on the basis of letter of credit or a confirmed and irrevocable order for the export of goods services from India or any other evidence of an order for export from India.
'Post-shipment Credit' means any loan or advance granted or any other credit provided by a bank to an exporter of goods services from India from the date of extending credit after shipment of goods rendering of services to the date of realisation of export proceeds as per the period of realization prescribed by Reserve Bank of India (RBI) and includes any loan or advance granted to an exporter, in consideration of, or on the security of any duty drawback allowed by the Government from time to time. As per extant guidelines of RBI, the period prescribed for realisation of export proceeds is 12 months from the date of shipmen
Over Darft Limit For Exporters
These are new generation overdraft facilities which have both the features of Term Loans & Overdraft Facility, these limits can be for a period of 10 years where the drawing power of the borrower is reduced on month on month basis. These limits do not have a yearly renewal charge but it has a one time processing fees.

Packing credit to exporters
Types of Export Credit: (1) Pre-shipment Export Credit Packing Credit (RPCPCFC), (2) Post-shipment Export Credit – both in Foreign Currency (FCY) and Rupees.
Pre-shipment Packing Credit also known as 'Packing credit' is a loan advance granted to an exporter for financing the purchase, processing, manufacturing or packing of goods prior to shipment. Packing credit can also be extended as working capital assistance to meet expenses such as wages, utility payments, travel expenses etc; to companies engaged in export or services. Packing credit is sanctionedgranted on the basis of letter of credit or a confirmed and irrevocable order for the export of goods services from India or any other evidence of an order for export from India.
'Post-shipment Credit' means any loan or advance granted or any other credit provided by a bank to an exporter of goods services from India from the date of extending credit after shipment of goods rendering of services to the date of realisation of export proceeds as per the period of realization prescribed by Reserve Bank of India (RBI) and includes any loan or advance granted to an exporter, in consideration of, or on the security of any duty drawback allowed by the Government from time to time. As per extant guidelines of RBI, the period prescribed for realisation of export proceeds is 12 months from the date of shipmen
Over Darft Limit For Exporters
These are new generation overdraft facilities which have both the features of Term Loans & Overdraft Facility, these limits can be for a period of 10 years where the drawing power of the borrower is reduced on month on month basis. These limits do not have a yearly renewal charge but it has a one time processing fees.