Cyber insurance is an insurance product used to protect businesses and individual users from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities. It indemnifies against loss of personal information, loss of corporate information, loss due to alleged breach of duty by the outsourcer, network security.Standard Exclusions: Losses arising out of contractual liability Losses arising out of criminal, dishonest or fraudulent acts by the insured Losses arising out of any infringement of patents and trade secrets