Active Income Plan

Listing ID #6823617

Benefits of Active Income Plan

Protection and Income till 99 years

This plan can be described as ‘Single Battery Double Power’. Get both - the benefits of life insurance and regular income with tax benefits because this plan is twice as nice! You can start getting your income from the 2^nd year of your policy all the way till you’re 99! 

Income Options

Get served the way you prefer. Choose when you want to get your income from 2 options. By choosing Early Income you can start getting your Guaranteed Income from the end of your 2^nd policy year. If you choose the Deferred Income option, you start receiving income a year after the policy paying term ends.

Family Income Benefit

This plan is like a security blanket for the family. We’ll help you find the silver lining even in the toughest situations. With this option, in case of death or getting diagnosed with a listed critical illness, we’ll make sure your family is financially secure by providing them the Income Benefit and Maturity Benefit, without them having to pay future premiums.

Cash Bonus⁴

We like to celebrate good times together. Every time we, as a company, do well, we like to treat everyone who’s been with us on this journey. So, look forward to getting a cash bonus, if declared, as a reward!

Guaranteed ¹ Income Type

Be stable and dependable or rising and conquering! Choose from the Level Guaranteed Income that gives you 1.5% of sum assured on Maturity at every payout or the Increasing Guaranteed Income which first gives you 0.75% of your sum assured on maturity and then, increases annually by 5%. Increasing income option is available only with deferred income option.

Riders⁹

Enhance your plan! With Edelweiss Tokio Life – Active Income Plan, you can opt for additional benefits in the form of riders. The available riders for this plan are Accidental Death Benefit Rider, Accidental Total and Permanent Disability Rider, Critical Illness Rider, Income Benefit Rider, Waiver of Premium Rider and Payor Waiver Benefit Rider

Loan² Facility

Don’t let financial trouble stop you from achieving your goals!We want you to live your zindagi unlimited, even if you need a little support to do it. That’s whyEdelweiss Tokio Life Active Income Plan offers you the choice to avail of a loan for urgent need of cash flow. 

Tax Benefits³

We believe in the statement, ‘No Deductions, No Worries’.  Everything’s better when it’s got tax benefits! The premiums paid under this plan are eligible for tax benefit under Section 80 (C) and the income you get are eligible for tax benefit under Section 10(10D).