Mishra Mart

THANE, Maharashtra

We provide mortgage loan. mortgage loan is a secured loan. If you own residential or commercial property you could utilize the value of the same by opting for a equitable mortgage loan. The ownership of the property is retained by you. In case of inability to repay the loan the property could be disposed off to repay dues. Normally loan against property is taken for a long term for working capital, expansion, repay expensive personal loans etc. You could also opt for an overdraft facility, which is renewed ever year. Loan amount could range from rs.5 lakh to rs.5 cr. Loan tenor could extend upto 15 years . Eligibilty depend on your income and the market value of the property.

Loan against Property is a secured loan. If you own residential or commercial property you could utilize the value of the same by opting for a equitable mortgage loan. The ownership of the property is retained by you. In case of inability to repay the loan the property could be disposed off to repay dues. Normally loan against property is taken for a long term for working capital, expansion, repay expensive personal loans etc. You could also opt for an overdraft facility, which is renewed ever year. Loan amount could range from Rs.5 lakh to Rs.5 Cr. Loan tenor could extend upto 15 years . Eligibilty depend on your income and the market value of the property.

We provide services of home loan. home loans can be used to buy new property, 2nd sale property as well as under construction property. Banks generally provide 80% to 90% of the property value as a home loan. The balance has to be arranged as the initial down payment to the builder/ seller. One can arrange the balance from savings, securities, fixed deposits, life insurance or through a personal loan. Nowadays some builders provide fully furnished flats to enable higher loan amounts. This also reduces the cost of furnishing the house on possession. Home loans are available from rs.2 lakh to rs.5 crore.

We provide balance transfer service. this is the transfer of home loan / mortgage loan / loan against property to other bank @ minimum rate of interest.

We provide personal loan. a personal loan is an all purpose loan. It is absolutely hassle free and you can do virtually anything under the sky with the money, as long as you pay off the installments in time. It is an unsecured loan without guarantors, securities, hypothecation or any mortgages. Your income i.e, salary if salaried and it returns if self employed along with other factors such as repayment track record and bank statement amongst others are considered by the banks during loan sanction. Personal loans are available from rs.50, 000/-to rs.20, 00, 000/-for a tenure of 1 year to 5 years depending on income and repaying capacity. The rule of thumb being longer the tenure higher the loan amount and lower the emi per month.