Plan :Child Money Back (832) Product Summary : New Childrens Money Back Plan is a non-linked, with-profits, regular premium payment money back plan. Premium Payment Mode: Yearly, Halfly, Quarterly, Monthly(ECS) Term : 25 Age at Maturity Time Minimum Entry Age : 0 Year Last Birthday Maximum Entry Age : 12 Year Last Birthday Minimum Sum Assured : 1, 00, 000 Maximum Sum Assured : NO LIMIT (Depending upon Income) Policy Benefits : On Death : On death Before the Date of Commencement of Risk: An amount equal to the total amount of premiums paid excluding taxes, extra premium and rider premium, if any shall be payable. On death After the Date of Commencement of Risk: Death Benefit, defined as sum of Sum Assured on Death and vested Simple Revisionary Bonuses and Final Additional Bonus, if any, shall be payable. Where Sum Assured on Death is defined as higher of 10 times of annualized premium or Absolute amount assured to be paid on death i.e. Basic Sum assured. This death benefit shall not be less than 105% of the total premiums paid as on date of death. On Survival : If Policy in full force : Completion Age 18YRS - 20% OF MSA Completion Age 20YRS - 20% OF MSA Completion Age 22YRS - 20% OF MSA On Maturity at Age 25YRS - 40% of MSA + Vested Bonus + FAB Surrendered Value : The policy can be surrendered at any time during the policy term provided premiums have been paid for full three years. Loan : Loan facility is available under this plan after the payment of premiums for at least three full years. Income Tax Benefit : • Premium paid under this plan is eligible for TAX rebate under section 80c. • Maturity under this plan is free under sec 10(10D).

Plan :Child Money Back (832) Product Summary : New Childrens Money Back Plan is a non-linked, with-profits, regular premium payment money back plan. Premium Payment Mode: Yearly, Halfly, Quarterly, Monthly(ECS) Term : 25 Age at Maturity Time Minimum Entry Age : 0 Year Last Birthday Maximum Entry Age : 12 Year Last Birthday Minimum Sum Assured : 1, 00, 000 Maximum Sum Assured : NO LIMIT (Depending upon Income) Policy Benefits : On Death : On death Before the Date of Commencement of Risk: An amount equal to the total amount of premiums paid excluding taxes, extra premium and rider premium, if any shall be payable. On death After the Date of Commencement of Risk: Death Benefit, defined as sum of Sum Assured on Death and vested Simple Revisionary Bonuses and Final Additional Bonus, if any, shall be payable. Where Sum Assured on Death is defined as higher of 10 times of annualized premium or Absolute amount assured to be paid on death i.e. Basic Sum assured. This death benefit shall not be less than 105% of the total premiums paid as on date of death. On Survival : If Policy in full force : Completion Age 18YRS - 20% OF MSA Completion Age 20YRS - 20% OF MSA Completion Age 22YRS - 20% OF MSA On Maturity at Age 25YRS - 40% of MSA + Vested Bonus + FAB Surrendered Value : The policy can be surrendered at any time during the policy term provided premiums have been paid for full three years. Loan : Loan facility is available under this plan after the payment of premiums for at least three full years. Income Tax Benefit : • Premium paid under this plan is eligible for TAX rebate under section 80c. • Maturity under this plan is free under sec 10(10D).