International Banking & Financial Corporation

Thakurpukur, Kolkata, West Bengal

We are ranked among well-established Offshore Bank Account Consultant in Kolkata, West Bengal. With our help, clients can open an account anywhere in the world. Having an offshore account is advantageous as there is greater privacy, no or less taxation, deposition easy and cost varies according to country. Our company has experienced personnel to get forms, assist in filling them, doing documentation and follow-ups. Our service fee is reasonable and we do not impose hidden charges on clients. We are reliable and guarantee to never let our clients down.   Detials : Any person who wants to open an Account should attend the bank personally for completion of formalities for opening the account. Applicant has to fill in and sign prescribed application form. Signatures should not be in Capital/Block letters. The Account holders, in their self–interest, are expected to adhere to uniform signature as per specimen recorded with the Bank while operating accounts & addressing correspondence to the bank. Applicant(s) should submit two copies of his/her/their recently taken passport size photographs and furnish proof of identity and proof of address as required by the bank. Rules of business (BSBDA) Accounts can be opened with Zero Balance. No penalty for non maintenance. Individuals in their own names or in the joint names of family members can open the accounts. Minors account represented by F&G/natural Guardian is permitted. Withdrawals allowed by withdrawal slips & cheque leaves (One cheque book of 10 leaves will be issued free of cost)

Our bank understands each business requires steady flow of finance for its growth. If you are looking for Bank Finance for your business, we are the best Domestic Finance Consultant in Kolkata, West Bengal, India. We are an experienced bank that offers the right mix of finance. We aid clients by providing Working Capital Finance, Overdraft Facilities, Cash Credit Facilities, Bill Purchase / Discounting, Long Term Finance, Non Fund Based Finance, ILC (Inland Letter of Credit) and many more. We are reliable and guarantee clients; we do not impose hidden charges.   Details : A business requires a constant flow of finance for its growth. The finance can be from various sources, including Bank finance. Our rich experience in this segment, helps us understand each and every requirement of your business, and provide you the right mix of finance. Working Capital finance : We extend short term finance by way of inventory limits in the form of Overdraft, Cash Credit, Working Capital Term Loan, Mercantile Credit etc. Post Sale limits are extended by way of discounting of bills or purchasing of cheques, advances against book debts etc. The different types of accounts and limits we offer are, Overdraft Facilities Overdraft is an operative account, which is allowed to be operated upto a pre-sanctioned limit. The borrower may remit funds into the account reducing the debit balance or he may draw on the account upto the limit. The Target Group is Individuals, Traders and Industrial Concerns. The overdraft may be unsecured, partly secured or fully secured against pledge, mortgage or hypothecation of securities acceptable to the Bank. Cash Credit Facilities A cash credit is a drawing account against credit limit granted by the Bank and is operated in almost the same manner as a Overdraft account. The distinction between an Overdraft and a Cash Credit is in the nature of the security. When the advance is secured by the pledge/hypothecation of goods or produce, it is treated as a Cash Credit Account. The security may be changed from time to time according to the borrower’s business requirement provided it always fully covers the balance outstanding the account (with the stipulated margin). Bill Purchase / Discounting Post Sale limits are extended by way of discounting/ purchasing of bills/cheques, advances against book debts etc. Bill Purchase - These may be in the nature of on demand Clean or Documentary bills being the bills payable on demand drawn on outstation centres for which immediate credit is afforded to your business account less our discount and handling charges. Usance Bill Purchased - Usance Clean or Documentary bills are bills payable on due date after expiry of the usance period drawn on drawees/payees against which immediate credit is given to your business account less interest for the usance period, handling charges, postage etc. Cheques Discounted - Outstanding cheques/drafts drawn on our bank or other banks are purchased and immediate credit is afforded to your business account less our discount/commission. Long Term Finance : Your long term finance requirements are met through term loans. We offer various types of term loans, to suit your requirements. The loans are either disbursed in lumpsum or in stages and the same is repaid in instalments along with interest. The loans are mostly given for a specific purpose/project. Such finances allow you to go in for capacity upgrades, purchase of assets, etc. The regular repayment option, coupled with balloon payments in some cases, provides complete flexibility to you. Non Fund Based finance We offer different types of non-fund based credit facilities to eligible borrowers ILC (Inland Letter of Credit) Bank Guarantees Clubbing fund based and non-fund based credit limits

We are one of the renowned International Finance Consultant in Kolkata, West Bengal, India. To serve the growing need of export sector, we offer Pre-shipment Credit, Post-shipment Credit, Foreign Currency Loans etc. Through our Pre-shipment Credit, clients can take care of raw material purchase/ processing and make goods ready for export. Advances like Packing Credits help clients to maintain cash flow. Through our Post shipment Credit, we support exporters in assured sale receivables, until the actual sale proceeds are carried out. We offer advances for Purchase/Discount of export documents under Export Orders, export bills sent on collections and many more. Furthermore, we offer Import Finance through our services such as Letter of Credit services, remittance services, Import Bill collection services etc.   Details : Export Finance : To cater to the high growth export sector, we offer the following :  Pre-shipment credit to take care of purchase and processing of raw materials, for making the goods ready for export. Advances such as Packing Credits (against LC’s/ confirmed orders) shall help the customer to maintain his cash flow. Post-shipment credit is extended to exporters against assured sale receivables, till the actual sale proceeds are realized. Facilities such as Purchase/Discount of export documents under Export Orders, Advances against export bills sent on collection, are few of such advances.  We also offer foreign currency loans, advances against export incentives receivables etc.  We facilitate insurance through Export Credit Guarantee Corporation (ECGC) We provide Performance Bonds to Exporter’s clients in deserving cases.   Import Finance To help our customers in Import finance, we offer · Letter of Credit services, · remittance services, · Import Bill collection services etc. You may contact our nearest branch for more details.

We carry out Money Transfer Solution in the most reliable and fast manner with minimal charges. We offer services like Tele Transfers, Online Money Transfers and DD Drawing arrangements. At IFBC, we ensure the clients’ needs are catered to fully. Therefore, we aid in national and international money transfers. Our operational timing provided is that of RBI. Since, we have our own network of exchange houses tie-ups, remittance made from anywhere to your account or a beneficiary's account is carried out by us without any delay. We offer the most trustworthy Money Transfer Solutions in Kolkata, West Bengal, India.   Details : Fast. Reliable and with minimal charges, money transfers with IBCF is a no hassle affair. From across the globe, our services of online money transfers,  tele transfers, and DD Drawing arrangements, make the business of transferring money from any place around the globe look quite easy. Operational Timings provided is that of RBI. Transactions at the branch level depends on individual branch business hours International transfers - Transfer/Receive funds to/from abroad : You can remit funds to an account in our Bank either online or through draft drawing arrangements. IBFC, with its network of exchange houses tie-up, ensure that any remittance made from abroad, reaches your own account or a beneficiary's account instantly. Within India - Transfer/Receive funds within India : Using the power of 100% networked branches under Core Banking System, we have devised fast methods of transferring money from/to your account with us. We are also active participants of the latest money transfer schemes launched. This allows you to instantaneously send and receive money to/from any other Bank account.