InsuranceManager Mumbai, Maharashtra

Group health insurance policy is an ideal solution to cover a large number of employees against unforeseen medical emergencies. Group medical insurance for employees offers add on cover benefit like maternity cover, options to cover spouse, children, parents and dependant siblings of employees, critical illness cover and much more expenses can be claimed cashless where under the network hospitals claims are paid by insurance company or through reimbursement where employees pays and then insurance companies will reimburse after submitting the claim documents. Group health insurance from insurance manager offers all this at a nominal premium. It not only offers coverage against the unforeseen health concerns but also delivers preventive health solutions.

Credit insurance policy or trade credit insurance policy protects the companies against customer defaults. It covers the sales of the companies to its buyers on credit against the risk of loss due to the insolvency of their customers. Trade credit insurance plays a vital role in the trading cycle of any company by protecting profit, cash flows, sales growth, the balance sheet and a company’s customer base. it is also known as commercial credit insurance can be of great help in growth of sales by allowing the secure development of new buyers, new markets , and the credit extended to a buyer.

The directors and officers liability insurance endow with protection for claims brought against officers, directors and employees for genuine or supposed violation of duty, misstatements, neglect, or mistakes in their decision-making power. D&o insurance policy provides is suitable for those directors & key officers who are in a decision -making position. It provides protection to directors, officers, cs and other persons employed in an executive capacity against the wrongful acts in the performance of their corporate duties.

Let us understand what is product liability? it is the policy or legal scheme in which manufacturers, distributors, suppliers, retailers, and others who make products available to the public are held responsible for the injuries those products cause. As a manufacturer supplying products, you are always susceptible to the possibility that your product could cause damage to a third party – either property or a person. The product may have a manufacturing defect or even due to faulty packaging, delivery specifications or instructions as to use of the product. The product liability insurance for manufacturers is the ideal solution for such financial losses. Product liability insurance policy covers the cost of compensating anyone who is injured by a faulty product that your business designs, manufactures or supplies.

Professionals are employed with complete trust and faith by clients. Unfortunately, human error cannot be eliminated and hence they are exposed to the risk of claims from clients who have suffered loss due to neglect, error or omission. In today’s litigious world, claims can pose a significant threat to the financial security for a medical practitioner. The professional indemnity insurance policy is meant for professionals to cover liability falling on them as a result of errors and omissions committed by them whilst rendering professional service or for settlements negotiated in accordance with the coverage afforded by the policy. Professional indemnity helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client.

Industrial or a non-industrial companies faces the risk of becoming legally responsible for paying damages to third parties as a result of accidental death or bodily injury to the third parties or loss or damage to a property belonging to a third party. It is a fact that not all businesses are industrial but unluckily the risks are everywhere; they do not occur only when one is near a factory, it is also present in the non-industrial sector. The non-industrial public liability insurance policy and public liability industrial insurance steps in to protect you from industrial risk and non-industrial risk. Public liability-industrial and non-industrial provides cover for third party liabilities (bodily injuryproperty damage) arising out the manufacturingindustrialnon-industrial premises occupied by the insured you and legal costs incurred in connection therewith.