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Creative Financial

Creative Financial

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Loan Service Providers

Our offered Product range includes Home Loan Services, Personal Loan Services, loan against property services and loan services.

Home Loan Services

When you are planning to move for first step for your dream home then it is essential to find the right property but to find the right team to provide the loan which could be suit to your requirement is also important. Features and benefits of home loans loan amount: avail a home loan of up to `500, 00, 000 (minimum loan amount`1 lac) but not exceeding 85% of the cost of property (including stamp duty and registration fees) or 80% of market value, whichever is lower tenure & term: the tenure of your home loan ranges from 1 to 30 years. The term however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self employed individuals) purpose: avail of a home loan for ready built-up or under construction houseflat purchase reduce your emi : with tenure of 30 years, you can reduce the emi amount on your home loan, so that your outgoings every month do not come in the way of your lifestyle and living standards interest rates: the interest rate applicable is based on the retail prime lending rate (rplr) which fluctuates from time to time based on the money market conditions processing fees: this is charged as the fee towards processing your home loan application.
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Personal Loan Services

Businesses require an requisite amount of capital to fund startup expenses or pay for expansions. Business loan information & eligibility unsecured loan to self employed businessmen involved in manufacturing, trading and service industry.speedy loan approvalloan amount up to rs.15 lakhs. (up to rs 30 lakhs in selected locations).convenience of service at your doorstep.flexible repayment options ranging from 12 36 months.the funds can be used for business expansion, working capital, child's education or home renovation.hassle free processingno collateral guarantor security required self employed (private ltd. Co. And partnership firms) include private companies and partnership firms in the business of manufacturing, trading or services.
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Loan Against Property Services

We can provide you the loan against your property so dont let your valuable property site spare. You can get a loan against property you own and use it for any purpose you need the financial support. In Loan against property the borrower needs to mortgage hisher property as a collateral security towards the loan. Collateral offered should be freehold (few banks lend against leasehold or power of attorney basis also). The property in case of loan against property can also be offered of the individuals which can be of directors partners The best in its kind, (Loan against property) are also known as all purpose loan where one can use the funds to expand or start ones business, purchaserenovate a property, debt consolidation i.e. To consolidate multiple EMIs into one single loan, emergencies, education, plan a dream wedding, and the list goes on. Loan against property are structured against residential & commercial properties and are funded upto a maximum of 75% of the market value of the property. The Loan amount is determined by a credit check of the profile of the borrower & considering his repayment capacity . Nowadays there are various products of different banks where the borrowers can get a higher loan amount as compared to their income.
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Loan Services

We are provide loan services.
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