Our Complete range of products are Personal Loan, Home Loan, Loan Against Property, Gold Loan and Loan Insurance Services.
Personal Loan
Personal loans are usually of two types i.e. Secured personal loan which is secured against the mortgage of securities, high surrender value insurance policies, gold, etc and another is unsecured personal loan which does not require you to mortgage anything.
Home loan is a loan product where the lender provides funding for purchase or construction of a house residential property. The housing loan may be availed either for buying a new house or resale of residential house. One can also avail a housing loan product, for the purpose of buying a plot of land and carrying out construction on the same, which is called composite loan.
Gold loans are provided on the basis of the value of the ornaments. The lenders charge the interest on gold loans on the basis of the ratio of the loan to the value of the gold ornaments which is popularly known as LTV Ratio. Higher the LTV, higher the rate of interest charged by the lender as he is left with lower margin. Now it was time for Sukhi Lalas to move into oblivion